GARANTA ESSENTIAL LIFE INSURANCE
More than a life insurance
What is essential for you?
To know that your beloved ones are financially safe? To have a safety net in case of unpredictable events that can affect the financial wellbeing of the entire family? To have no worries regarding the contracted loans?
With Garanta Essential you benefit from financial protection for a wide range of risks so that during the difficult moments of your life, you and your beloved ones can continue focusing on the real important things.
| Risks covered | Sum insured |
| RISK OF DEATH DUE TO ANY CAUSE The beneficiary of the insurance policy will collect the sum insured in case of your regrettable death. |
40.000 RON |
| RISK OF ACCIDENTAL DEATH The beneficiary designated by you will collect the sum insured in case your regrettable death is subsequent to an accident He will also collect the sum insured afferent to the risk of death by any cause. |
40.000 RON |
| TOTAL AND PERMANENT DISABILITY DUE TO ANY CAUSE You will benefit of the insured sum in case of total and permanent disability, if this medical condition occurs as a consequence of illness or accident. |
40.000 RON |
| SURGERIES DUE TO ACCIDENT In case you are hospitalized as a consequence of an accident and are subject of surgery, you will benefit of an insurance indemnity according to the type of the intervention (percentage of the sum insured). |
4.000 RON |
| FRACTURES AND/OR BURNS DUE TO ACCIDENT In case of a fracture and/or a burn you will benefit of an insurance indemnity according to the type of fracture/burn (percentage of the sum insured). |
4.000 RON |
* For more detailed information about the insurance contract, contact one of our specialist for a written offer.
** The above mentioned medical conditions should be documented with deeds issued by the authorities, according to national legislation.
Age
Garanta Essential is a life insurance product designated for persons between 20 and 50 years old at the date the policy comes into force and 65 years at its expiry date.
Duration
You can choose one of the fixed period policies of 5, 10 or 15 years.
Payment frequency
Choose the most suitable payment frequency for you: Annual, Half – quarterly or Quarterly
Advantages
- Financial protection for a wide range of risks starting from 1 RON per day;
- Quick issuance, without medical examination;
- Coverage from the first day of the insurance policy, without waiting period (or known as qualifying period);
- The option to use the insurance indemnity to cover certain loans.
Insurance for you
Do you have a question?
Call us Monday to Friday from 8 30 - 16 30