LIFE insurance PACKAGES

With GARANTA CAPITAL we meet your future needs!

All along our lives, we face a series of changes, including as regards our state of health. We wish yet that our plans are not impacted by any possible unpleasant events so that we continue our journey through life as we dreamed.

By concluding a GARANTA CAPITAL life insurance policy, you will benefit of full protection, being covered for most of the situations which may affect your path in life.

Covered risks

• Death by any cause all along the contract period.
• Total and Permanent Disability as a consequence of an illness or of an accident.
• Critical Illness diagnosis.
• Waver of premium in case of total and permanent disability.
• Maturity of the insurance policy.

Assured Persons

• Minimum 18 years – maximum 55 years at the date the policy comes into force and 65 years upon expiry.

Packages

• CAPITAL Basic: 10.000 RON sum assured for each cover, for a period of 10/15/20 years.
• CAPITAL Optim: 20.000 RON sum assured for each cover, for a period of 10/15/20 years.
• CAPITAL Plus: 40.000 RON sum assured for each cover, for a period of 10/15/20 years.

Payment Frequency

• Annual, Half-quarterly, Quarterly or Monthly.

Advantages

• Financial protection and savings for a future time.
• Consolidated package of covers absolutely necessary along the contract period.
• Tax free saving product.
• Profit share resulted from the investment of the mathematical reserve payable starting with the third year of insurance (upon request or upon collecting the insurance indemnity.)