CASCO Gold – Motor insurance

Traffic safety means also an efficient insurance policy!

Your car fleet is one of the segments of your business that you need to control and manage as well as possible. And CASCO insurance covers are absolutely necessary for a smooth business operation.

For your car fleet, we have prepared options of facultative insurance covers according to your needs and financial capacities, covering both your car and the passengers you carry with you.

Object of insurance

• Motor vehicles subject to registration in Romania, owned by legal persons.

Risks covered

• Collisions, hits or impacts with other vehicles or with other mobile or immobile objects, scratches, fall of objects on the motor vehicle, skidding or overturning).
• Fire, lightning, explosion, torrential rain, hail, flood, storm, hurricane, earthquake, land collapse or land slide, weight of the snow or ice layer, snow avalanches, fall of objects on the construction where the motor vehicle is parked).
• Theft (of the motor vehicle, of certain components or parts thereof) and the damages due to the theft or theft attempt.
• Bodily injuries of passengers transported, due to traffic accidents (death, total or partial permanent disability, daily hospital and convalescence allowance).

Insured Sum

• Motor vehicles are insured at their market value obtained automatically from specialized IT systems. If this is not possible, the insured sum would be calculated based on the Insurer’s own estimation algorithm, taking into consideration the new value of the vehicle and wear coefficients differentiated according to its age, mileage and maintenance status at the policy issuance date.

Advantages

• Full coverage, both of the motor vehicle, and of transported passengers.
• Daily hospital allowance (including for convalescence).
• Roadside assistance for emergency situations, up to EUR 200/event and maximum 2 such events during the insured period.